The 2.7% Rule for Retirement Spending

Is the 4% rule really 2-3%?

Referenced in this video:
– Determining Withdrawal Rates Using Historical Data: https://www.financialplanningassociation.org/sites/default/files/2021-04/MAR04%20Determining%20Withdrawal%20Rates%20Using%20Historical%20Data.pdf
– The equity premium: A puzzle: https://www.sciencedirect.com/science/article/abs/pii/0304393285900613
– Is The United States A Lucky Survivor: A Hierarchical Bayesian Approach: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3689958
– The Safe Withdrawal Rate: Evidence from a Broad Sample of Developed Markets: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4227132
– Episode 224: Prof. Scott Cederburg: Long-Horizon Losses in Stocks, Bonds, and Bills: https://rationalreminder.ca/podcast/224

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